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Finance

Free Monthly Family Budget Spreadsheet Template

Plan monthly family income, bills, flexible spending, and sinking funds with planned-versus-actual totals in three sheets.

Do this with AI

Make this family budget fit your month.

Open the workbook and ask Griddy to adjust household categories, owners, or planned-versus-actual lines.

Open free family budgetFree to start. No download required.
Also works withExcel Google Sheets
Free Monthly Family Budget Spreadsheet Template preview

What is in this workbook?

This workbook has three sheets: Dashboard, Budget Lines, and Setup. Dashboard is the quick-review surface, Budget Lines is the editable working log, and Setup holds supporting inputs, reusable context, or working rules.

How the workflow and formulas work

Enter each household budget line, category, planned amount, actual amount, status, owner or context, and notes; keep categories in Setup. Dashboard counts budget lines and sums planned, actual, and variance totals. Budget Lines calculates Variance as Actual minus Planned.

How to use it in Griddy

Replace the sample values before sharing, then review the calculated Dashboard fields after editing the working log. The workbook includes a dropdown validation resource and a conditional-formatting resource for the relevant review or status fields.

Keep sensitive records out of the workbook

Replace sample figures before sharing and keep sensitive financial account details out of notes. This workbook is a planning aid and does not replace accounting, legal, HR, tax, or education-record systems.

Related guides

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Do this with AI

Make this family budget fit your month.

Open the workbook and ask Griddy to adjust household categories, owners, or planned-versus-actual lines.

Open free family budgetFree to start. No download required.
Also works withExcel Google Sheets